

Turn the dark days into opportunity
It’s dark out on the way to work. It’s freezing inside the car. There’s snow slipping down the inside of your boots. Now you’re wondering why you feel a little blue. There’s a good chance the weather is to blame. Seasonal Affective Disorder (SAD) is real and it affects 5% of North Americans. The dark days, cold winds, and constant chills are just the beginning. January can be the most stressful time of year after dealing with a Christmas financial crunch, hosting the family a